Mortgage Protection Life Insurance
Mortgage Protection Life Insurance gives your family the peace of mind that you will not lose your home in the event of a tragedy. It is the most cost-effective plan to ensure your home will not be foreclosed on by the lender due to the death of spouse.
Rates for these plans have become less expensive in the past few years so the cost is lower than ever before. Many of our clients consider their plan to be one of the best, most reassuring decision they have made.
There are two plans that are most popular. There is no cost or obligation for rates and information.
The first one covers your entire mortgage. This is most popular for younger healthy adults.
The second plan covers approximately 10-15 years of the mortgage. This gives your spouse or children the time necessary to deal with the many issues that arise when someone passes away.
You do not want your loved ones to be forced to sell your home in a panic at a fraction of its value because here is no liquid cash for mortgage payments. Mortgage protection is the most affordable plan to give your family the choice of when and if they should sell the family home.
Some newer plans also cover payments for heart attacks, cancer and stroke. These payments have helped many clients remain in their home during the recovery phase of these illnesses. Many times, these bills are not covered by health insurance especially providing cash flow for the recovery period.
We have over 30 years-experience helping our clients make certain they have the best and most affordable plan for them.
We represent all of the industry leading companies; we research each one based on your specific needs and situation.
Whether you are extremely healthy, have some have minor health issues or major health concerns we can find a plan for you.
Many companies treat health issues differently so you need experts like us to find the insurance company that will offer you the best policy based on your specific health situation.
Please contact us today and we can discuss. Again, there is no cost or obligation for rates or information. Also, we do not need to visit you in person, we can do everything over the phone, internet and postal mail. Please contact us today you will be glad you did.